Last week we were pleased to welcome visitors from the charity three:eighteen to Kapumpe and Arise. Alex and Richard are trustees of three:eighteen, a UK based Christian charity that seeks to provide lasting hope to the vulnerable through microfinance, education and discipleship. They came to see the people and projects in
action at Kaniki.
Richard’s wife Clare also visited. She embraced the opportunity
to teach music and singing to each of the classes at Kapumpe.
I asked Richard, as one of the trustees of three:eighteen, to share his thoughts and
experiences about visiting Zambia and their ongoing work here. Here's what he shared...
Alex and Richard with some of the pupils at Kapumpe |
Clare teaching Grade 2 music |
A staggering 60 per cent of Zambians live below the poverty line – with 42 per cent of
those considered extremely poor. How can
a white European who lives in a world of endless choices possibly hope to
understand the condition of hopelessness which exists among the impoverished
communities of sub-Saharan Africa? For a matter of fact, do we find the
solution in throwing money and handouts at such people?
I spent a year in Zambia in 2005-06 on a Christian
programme aiming to impact communities - whether that be through building work,
visiting and preaching at remote hilltop churches, or feeding street children.
Richard and his team in Zambia in 2005/6 |
I am currently back in Zambia for the third time
since I left in 2006 as part of a voluntary role I hold with a small-scale
microloans charity.
Non-governmental organisation three:eighteen was formed in 2010 with the aim of bringing
empowerment and lasting hope to vulnerable individuals. It directs this through
a range of measures including microfinance, education and discipleship. With ambitious
aims of reaching 10,000 people in total by 2021, it holds a conviction that the
best way to help people is through empowerment, and namely that this is done
through building relationships with partners on the ground. The most common conduit
for such work sees three:eighteen standing
alongside churches – the very organisations which offer the best means of
utilizing local knowledge and pinpointing needy groups and individuals.
A microloan training session |
Thinking back to my previous sojourns to this special and distinctive landlocked nation, I often felt struck by a sense of guilt; guilt at the electronic devices I use or the money I have but most of all a palpable concern that I often didn't acquiesce to requests for Kwacha notes to be dealt out to the impoverished hands of those begging. No doubt my own inhibitions spoke much about this, alongside selfishness and a 'concern' about where the money would end up. It is within this difficult context that I have come to fully appreciate the valuable nature of microloans.
In the words of the Bangladeshi entrepreneur and Nobel Peace Prize winner Muhammad Yunus: “Poor people are the world’s greatest entrepreneurs. Every day, they must innovate in order to survive. They remain poor because they do not have the opportunities to turn their creativity into sustainable income.” (Yunus won the Nobel Peace Prize in 2006 for his microfinance theory).
In the words of the Bangladeshi entrepreneur and Nobel Peace Prize winner Muhammad Yunus: “Poor people are the world’s greatest entrepreneurs. Every day, they must innovate in order to survive. They remain poor because they do not have the opportunities to turn their creativity into sustainable income.” (Yunus won the Nobel Peace Prize in 2006 for his microfinance theory).
three:eighteen microfinance trainers |
On this trip, I’ve already experienced seeing some of the happiest pupils around attending daily at Kapumpe Christian Primary School. Like microloans, this is to see another transformative activity which sees people looking within themselves to see how they can best help those outside. Working alongside Arise – an orphan sponsorship project – schoolchildren who would have found themselves with little education now have the potential to lift themselves up.
Richard with Kapumpe pupils |
More and more it strikes me that so much of this
wonderful work comes back to the idea of fully grasping the wonderful options
and choices we have in Western Europe and seeking to extend this same gift of
opportunity to those who fall the wrong side of chance when it comes to where
they are born.
One particular story I’ve heard out here in Zambia brings
to light the sheer paucity of concepts such as choice and options, and indeed
life chances. A much appreciated young boy called Lawrence is one of many pupils
at Kapumpe School. Having not been able to use his legs properly since an early
age, it was only relatively recently that he was discovered to have cerebral
palsy. A pair of crutches has given him a sense of new life if not full physical
freedom, while his teachers are quick to comment that he was one of the most
excited participants at a recent sports day.
Lawrence was all smiles on Sports Day |
In cases of this neurological condition in the UK,
we can believe that earlier intervention would undoubtedly have given children
like Lawrence the ability to walk freely again. A chance for many and no chance
for others; Zambia is tragically a world away from the often lamented but
rarely appreciated NHS health system of the UK.
Last time I was here a group of ladies from
Chinsali in Muchinga Province were just about to take a trigger a second loan
having faithfully repaid their first. This time I’ve seen successful repayments
of loans from both a blankets business and a fish selling enterprise in
Chinsali. Undoubtedly there are negative aspects to microfinance too; some
groups take the money and do not pay back. The question of the godly but fair
response to this is one of many of our discussions out here.
A microloan group who run a carpentry business |
Three:eighteen affirms everyone has something to offer. It cherishes individuals using their skills and rewards their hard work. In fact as the American entrepreneuer as well as founder and CEO of Acumen (a non-profit global venture capital fund which uses entrepreneurial approaches to address global poverty) Jacqueline Novogratz said: “Poverty is not only about income levels, but for lack of freedom that comes from physical insecurity”. Microfinance indeed does more than kickstart enterprise, it removes the burden which prevents God-given talent from flourishing. It is indeed a firecracker of an idea. And it works.
To find out more about the work of three:eighteen, please visit: three:eighteen website